If you're being laid off, clarity is key. Ask your employer these important questions to help you navigate this transition and plan for the future.

1. What is the official end date of my employment?

You’ll need to know your official last day of employment when applying for unemployment benefits.

2. Will I receive a severance package?

Seek clarity on possible monetary compensation and benefits continuation. Understand the terms and conditions, such as benefits continuation or career transition services.

3. When will I get my last paycheck? How will I receive it?

Typically, it's issued in the last pay cycle, but there may be variations. Additionally, confirm how you'll receive it; sometimes, employers may opt to mail it to give them extra time for payment processing. Make sure they have your current address.

4. Will I be paid for outstanding vacation and personal time?

This information is typically outlined in the employee handbook. It's important to note that failure to compensate for accrued time off could potentially lead to legal action. Therefore, it's important to clarify this matter with your employer.

5. What happens to my bonuses or commissions?

Understand how and when these will be paid out, as they might impact your immediate financial situation.

6. How long will medical benefits last and when will I be eligible for COBRA?

Typically, you can access medical benefits for up to 18 months after your employment ends, but you’ll need to confirm the specifics and understand the rules for enrolling in COBRA. Your employer should provide information on how to sign up for COBRA and who to contact for further assistance.

7. What are my 401(k) options?

Inquire about rollover, leaving the funds, or cashing out, and consider seeking financial advice to make an informed decision.

8. Who can future employers call for a reference?

Establish who prospective employers can contact for references. If your manager is laid off, seek alternative contacts within the organization who can verify your employment. This ensures you have dependable references to support your job search endeavors.

9. What information will be verified on my reference check?

Some employers have strict policies limiting verification to start date, end date, and salary. Forewarning future employers about these limitations ensures transparency and prevents misunderstandings.

10. Will I be eligible for rehire if a job becomes available?

Confirm layoff status to avoid confusion. If denied rehire eligibility, ask about reasons and be aware of potential legal actions, including defamation of character lawsuits.

11. Will I receive outplacement and career coaching to help with my job search?

Executives often negotiate for these services, known to expedite reemployment. If denied, ask about others within the organization receiving aid. If discovered they are, but you were denied, it could indicate discrimination. Such support can accelerate your transition out of employment.

12. If I have additional questions, who can I contact?

Request the name and email of a dependable contact person, as your manager may no longer be there. This ensures you have someone to reach out to for any additional questions or concerns during this transition.